Fiduciary, in writing
We are legally bound to put your interests first on every recommendation. No hidden commissions, no product quotas, no conflicts buried in the fine print.
Fee-only - Fiduciary - Independent
Wealth, planned with a steady hand
Vault is an independent, fee-only advisory firm. We build a plan around the life you actually want, then manage it through every market with patience instead of guesswork. No products to push, no commissions, just advice that answers to you.
Credentials our clients rely on
CFP Certified
Fiduciary Standard
Fee-Only (NAPFA)
SEC Registered
22 Years Advising
How we earn your trust
Advice that answers to you, and only you
A plan, not a pitch
We start with your goals, your timeline and your risk tolerance, then build a written plan you understand. Investments serve the plan, never the other way around.
Disciplined through every cycle
Markets rise and fall. Our job is to keep you invested and unemotional, rebalancing on schedule so a bad week never becomes a bad decade.
Tax-aware at every step
From asset location to Roth conversions to drawdown order, we coordinate with your CPA to keep more of what you earn working for you.
The work behind a calm portfolio
Stewardship you can see
Engagements
Transparent fees, no surprises
Financial Plan
$3,500 one-time, flat fee
Full goals and cash-flow review Retirement and tax projection Written plan you keep Two follow-up sessions
Start with a planWealth Management
0.85% of assets per year
Everything in Financial Plan Ongoing portfolio management Quarterly reviews and rebalancing Tax-aware withdrawals Direct access to your advisor
Book a reviewPrivate Wealth
Custom for $5M and above
Dedicated advisory team Estate and legacy coordination Trust and charitable strategy Family and next-generation planning
Arrange a conversationIn our clients' words
Relationships measured in decades
When the market dropped, my old broker went quiet. Vault called me first, walked through the plan, and talked me out of a mistake that would have cost me years. That call paid for the fee many times over.
They sat with us, asked about our kids and the cabin we wanted, then built a plan around that life. It never once felt like they were selling us anything.
As a business owner my finances were a tangle. They coordinated with my CPA and attorney and gave me one clear picture. For the first time I actually understand where I stand.
Let us look at where you stand today
Book a complimentary portfolio review. We will study your current holdings, fees and plan, then tell you plainly what we would keep, change or simplify. No obligation, no sales script.